Let us help you open a bank account
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Passport / Identification card
Swiss residency permit
Opening a bank account in Switzerland as quickly as possible following your arrival is recommended. Your Swiss employer will insist on paying your salary into a Swiss bank account, and to avoid international transfer charges, you will almost certainly prefer to pay your rent and utilities from a Swiss bank account.
Opening a bank account is subject to various regulations. The application process can vary depending on your nationality and place of residence. There are three things you will definitely need:
An ID card or passport
A valid Swiss residency and work permit (or a residency permit plus a Swiss employment contract)
Yourself, in person
The last point is as important as the previous two, because you cannot open a bank account online, over the phone or by send your partner or lawyer to open one for you. Swiss laws require banks to confirm a potential client’s identity and to verify their source of income.
Nearly every bank charges a monthly or annual fee for use of the account. The fee varies, typically based on which banking services you sign up for. Most people look to have a current account (to receive their salary), a savings account, at least one credit card, and access to online banking.
You must be registered as a resident in Switzerland before being able to open an account.
Benefit from two years of free banking services, worth CHF 360, as well as fast-tracked account opening, when you ask Swissify to put you in contact with leading Swiss bank Credit Suisse. Through Swissify you can set-up an appointment with the bank before your arrival.