Inform yourself on the mandatory health insurance
This will take you 1 - 3 weeks
Mandatory by law within the first three months after arrival
In this step, we will explain how health insurance in Switzerland works. When living in Switzerland, it is mandatory to be covered by a Swiss health insurance. Within 3 months of your arrival in Switzerland, you will be asked to provide proof that you have Swiss health insurance coverage. However, there is no advantage in waiting until the third month to take out the policy, because you will have to pay for all three months regardless of when you sign the insurance contract.
Health insurance is normally obtained from a private insurance company.
By law, the basic coverage covers the majority of the basic medical costs resulting from an illness. It is compulsory to have this basic coverage. Depending on your health situation or individual needs, additional options may be required.
The costs depend on the level of coverage; the basic cover is approximately CHF 380 per month for an adult and CHF 90 for a child. However, additional coverage is usually recommended and therefore the premium varies depending on the additional coverage chosen. The insured person must also pay part of the costs – the so-called Franchise – to a maximum of CHF 2,500 per year.
Insurance is personal! The insurance experts for newcomers are specialised on the needs of international professionals. They speak your language and are located in your destination city.